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• Published on: 2010
• Original language: English
• Number of items: 1
• Dimensions: 8.27" h x .47" w x 5.71" l, .73 pounds
• Binding: Paperback
• 264 pages

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• Published on: 1707
• Binding: Paperback

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How Excessive Risk Destroyed Lehman and Nearly Brought Down the Financial Industry

“Uncontrolled Risk will ruffle feathers―and for good reason―as voters and legislators learn the diffi cult lessons of Lehman’s collapse and demand that we never forget them.”
Dr. David C. Shimko, Board of Trustees, Global Association of Risk Professionals

“Uncontrolled Risk is a drama as gripping as any work of fiction. Williams’s recommendations for changes in the governance of financial institutions should be of interest to anyone concerned about the welfare of global financial markets.”
Geoffrey Miller, Stuyvesant Comfort Professor of Law and Director, Center for the Study of Central Banks and Financial Institutions, New York University

“The complex balance of free enterprise on Wall Street and the healthy regulation of its participants is the central economic issue of today. Williams’s forensic study of Lehman’s collapse may be the best perspective so far on the issues that now face regulators.”
Jeffrey P. Davis, CFA, Chief Investment Officer, Lee Munder Capital Group

“Provides a very perceptive analysis of the fl aws inherent in risk management systems and modern fi nancial markets. Mandatory reading for risk managers and financial industry executives.”
Vincent Kaminski, Professor in the Practice of Management, Jesse H. Jones Graduate School of Business, Rice University

“Gives the reader much food for thought on the regulation of our financial system and its interplay with corporate governance reform in the United States and around the world.”
Professor Charles M. Elson, Edgar S. Woolard Jr. Chair in Corporate Governance, University of Delaware

The risk taking behind Wall Street's largest bankruptcy . . .

In this dramatic and compelling account of Lehman Brothers’ spectacular rise and fall, author Mark T. Williams explains how uncontrolled risk toppled a 158-year-old institution―and what it says about Wall Street, Washington, D.C., and the world financial system. A former trading floor executive and Fed bank examiner, Williams sees Lehman’s 2008 collapse as a microcosm of the industry―a worst-case scenario of smart decisions, stupid mistakes, ignored warnings, and important lessons in money, power, and policy that affect us all. This book reveals:

• The Congressional inquisition of disgraced CEO Dick Fuld: Did he really deserve it?
• How the investment-banking money machine broke down: Can it be fixed?
• The key drivers that caused the financial meltdown: Can lessons be learned from them?
• The wild risk taking denounced by President Obama: Is Washington to blame, too?
• The ongoing debate on reform and regulation: Can meaningful reform avert another financial catastrophe?

This fascinating account traces Lehman’s history from its humble beginnings in 1850 to its collapse in 2008. Lehman’s story exemplifies the everchanging trends in finance―from investment vehicles to federal policies―and exposes the danger and infectious nature of uncontrolled risk.

Drawing upon first-person interviews with risk management experts and former Lehman employees, Williams provides more than just a frontline report: it’s a call to action for Wall Street bankers, Washington policymakers, and U.S. citizens―a living lesson in risk management on which to build a stronger fi nancial future. Williams provides a tenpoint plan to implement today―so another Lehman doesn’t collapse tomorrow.

Includes a ten-point plan to ensure a strong financial future for both Wall Street and Main Street

• Sales Rank: #597264 in Books
• Published on: 2010-04-12
• Original language: English
• Number of items: 1
• Dimensions: 9.30" h x .85" w x 6.40" l, 1.13 pounds
• Binding: Hardcover
• 256 pages

About the Author

Mark T. Williams is a risk management practitioner and academic with two decades of experience. He has worked as a senior executive for major energy trading companies, a trust banker, and an examiner for the Federal Reserve Bank. Williams is currently on the fi nance and economics faculty at Boston University and serves as a senior advisor at the Brattle Group. He has been a guest columnist for Reuters.com, Forbes.com, and the Boston Globe.

Most helpful customer reviews

0 of 1 people found the following review helpful.
I believe this book was written as a text book ...
By Lidia Shan
I believe this book was written as a text book for students studying banking, bankruptcy, deregulations, causes of uncontrolled risk.
This book in content cannot be compared with other books concerning the same issue.

14 of 15 people found the following review helpful.
Great book
By Kristin L. Franz
By starting at the very beginning of the Lehman Brothers story, Williams has essentially written an ambitious American tale of hubris. Other readers may want to gloss over the early history of the firm, but I found this most interesting. I did get bogged down during some of the background material on the entire banking system and the detailed descriptions of how investment banks analyze risk, but these chapters were certainly written with authority and precision.

The last chapters give consise accounts of what happened at both Bear Stearns and Lehman Brothers before listing all the various actors who should be held responsible for the financial crisis. It's an academic and fair-minded approach to the situation. Some prescriptions for reform are offered at the end, many of which are currently being debated in Congress.

10 of 11 people found the following review helpful.
Great book, especially when under a deadline
By Jmschm2
Short on time, while finishing up the end of the semester, I needed a book with concrete information on the financial crisis for a final term paper. After reading several Amazon reviews, I purchased Uncontrolled Risk and found it to be extremely helpful with its overall examination of the Lehman collapse. The book was intriguing enough to hold my interest and definitely informative enough to help me with the term paper.

I especially enjoyed the Epilogue, in which there are startling figures of money lost and an interesting ten-point plan for a better (safer) financial future. Would I read this book for fun over the weekend? Probably not. But the bottom line: the book served a purpose for me that exceeded my expectations.

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Introduction to Marine Science Kingdoms of Life in the Sea Marine Invertebrates The Water Planet Energy in the Ocean Marine Ecology

• Sales Rank: #2794133 in Books
• Published on: 2004
• Number of items: 1
• Binding: Paperback

Most helpful customer reviews

1 of 1 people found the following review helpful.
Amsco Marine Science manual
By Mary Hills
The works well with the 2nd edition and has all the necessary answers and lab info. Unfortunately, it's cheaply made and will only last a few years.

0 of 0 people found the following review helpful.
The text book is good for a lower level (grade 9-10) marine science class ...
By RecycleABook
I have been searching for this book for a long time. The text book is good for a lower level (grade 9-10) marine science class and having the answer key makes it so much easier to teach. Glad I found it.

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„A snap shot is the truest form of photography.“

Mike Dowson's photography is simply a case of capturing the moment. He distances himself from any kind of staging and stylisation. This has given him a style again – perhaps unintended – the style of "laissez faire". His photographs of pretty girls appear fresh, unconsumed, spontaneous, tasteful and very erotic. Dowson's models must always convey the feeling of availability, the petty bourgeois may call them tarts. However, these girls are no such thing, they are just young, being themselves and showing their lust for life. Mike Dowson thinks that women who display their sexual presence openly are much more erotic than those who come over as aloof and distant. His photography is the same – simply open and thus more erotic.

• Sales Rank: #184947 in Books
• Published on: 2015-06-01
• Original language: English, French, German, Italian, Spanish
• Number of items: 1
• Dimensions: 9.00" h x 1.00" w x 6.00" l, .0 pounds
• Binding: Hardcover
• 128 pages

Review
.

About the Author
Mike Dowson, born and raised in Manchester / Great Britain, left home at sixteen and moved to Paris. He made snap shots there of everything that he saw and got to know many different photographers. Photography enabled Dowson to travel, to work for Vogue, Elle and Playboy, to become acquainted with pretty women and to also make a decent living in the process.

Most helpful customer reviews

11 of 11 people found the following review helpful.
Thought provoking. One-of-a-kind.
By Jacob Hefner
Mr. Dowson's book has been my most enjoyable purchase of the year. If you're simply looking for a very high-quality book of pretty girls at an excellent price, pick up a copy. It's a no-brainer. For me, it's much more than that. There are a few reasons why, but they all center around thoughts and beliefs. Thoughts and beliefs expressed through conversation, reaction, and most importantly inner discourse.

Reactions from the guys visiting my home are predictable. It's the reaction from girls and the subsequent hours of conversation that I enjoy the most. Here are a few of the topics that frequently come up.

1.) A culture of insecurity and external validation seeking masked as narcissism. In nearly every city in the world today you see people taking selfies. After primping and prepping they snap countless shots from numerous angles only to be topped with even more numerous filters and effects. Finally the photo is posted to social media and the wait for the dopamine drip of validation begins. Predictably these selfie snappers want to present a glamorous and interesting picture of themselves to a world of followers they do not know and will never meet.

Mr. Dowson's work is nothing like this. Flattering or unflattering…it doesn't matter. These photos would generally be considered as snapshots. Most importantly they are interesting. When you see the girls you're instantly drawn to their appearance, but quickly your mind wanders to trying to decipher what the heck was going on leading up to, during, and after each photo was taken.

Are these really fashion models? Are they strippers and prostitutes? Are they just "normal" girls from the street? More importantly Dowson, via this thought-provoking book and his excellent blog, ask the viewer if it even matters. They are just people. Young women without pretense and labels.

Are the Moscow stripper or Siberian village fashion model hopeful any different than the young woman globally represented by the pretentious model agency? Does culture even play into the equation or is photography today more about unconsciously revealing human nature as a whole?

Most all of the girls visiting my home are quick to point out that this book is pornography. I disagree. More importantly, who cares? I do, and a lot of the men I know do to, but for an entirely different reason. We're tired of seeing mass produced personal PR photos designed to sell a lifestyle which the subject typically doesn't even live, and which most men know isn't even as desirable as it appears. Which leads to…

2.) Who views this kind of work? Working in this industry I know with certainty that most girls, unsurprisingly, only want photos that present them in a flattering light. In Eastern Europe, where I live and spend most of my time, it's still more patriarchal. These girls that visit my home often say they wouldn't want to, "Ruin their chances to find a valuable guy. A guy with money and education." A quick look at Amazon owned Alexa's rankings show Dowson's blog trends very heavily towards men with the highest levels of education viewing the site from home and work, while the numerous carbon-copy photo bloggers we see trend to high school and college students viewing from school. Counter to what most of the girls think, Dowson's work appeals to the educated man with a (likely high-paying) job, while the mainstream work sells dreams to kids. I've yet to hear a good response from any girls when I present this information.

3.) Mr. Dowson's beliefs. In addition to this book I couldn't recommend Mr. Dowson's blog enough. Not just for the photography, but for the quotes, thoughts, and a look into Mr. Dowson's lifestyle. The Trans-Siberian railway adventure serving as an interesting story, and his thoughts, including his passion for animals, allowing us a look inside the mind of a man who spends so many days in a position many men likely wish they could. No spoilers…I'll let you give it a look for yourself.

4.) Mr. Dowson's first book. As a collectible, this book should only increase in value over time.

Bottom line: This book definitely shines simply as a photo book, but it surpasses that in so many ways. Why would I preorder a book all way back in May, pay to have it shipped all the way to Eastern Europe, and then wait nearly five months to leave a review? Quite simply, because Mike Dowson's work is worth it and the conversations it has produced and continues to produce are priceless. Conversations with my guests, but equally important are the conversations Mr. Dowson work provokes the reader to have with themselves.

8 of 8 people found the following review helpful.
Gorgeous Imagery from a Superb Photographer
By Joaquin del Castello Gilbert
Mike Dowson is a commercial photographer based in Manchester, England. His work has appeared in Elle, Vogue, GQ, Playboy, and many other publications and advertising campaigns. His nudes have achieved iconic status on the internet. His flair for shooting ultra gorgeous models, especially women with voluptuous gifts is renown. He also has a penchant for models with large areola (puffy nipples) and his growing legion of fans who appreciate this rare and aesthetic quality are becoming increasingly devoted to his particular vision of female beauty.

The title here is a bit misleading - Dowson's subjects are not the typical runway model, tall and wispy, but are more typical of glamour models. An he seems to pick from the the top 1% of this category. The girls are incredibly beautiful. Goliath Books has published a magnificent collection of Dowson's nudes here, and although there will be work that many have seen before, there is enough to win a new legion of fans, and keep the diehards happy too.

5 of 6 people found the following review helpful.
One of a Kind Work
By Doug
As a professional photographer myself I have long been an admirer of Mike Dowson's work. Simple yet complex in his portraits of beautiful women. I really hope he does another edition of his work in print like this. Cheers, Mike!!

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[F178.Ebook] PDF Download Mirror for Humanity: A Concise Introduction to Cultural Anthropology, by Conrad Kottak

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Written by a prominent scholar in the field, Conrad Phillip Kottak, this concise, student-friendly, current introduction to cultural anthropology carefully balances coverage of core topics and contemporary changes in the field. While maintaining its connection with students through relevant examples, the combination of brevity, readability, and trusted content makes Mirror for Humanity a perfect match for cultural anthropology courses that use readings or ethnographies along with a main text.

• Sales Rank: #20868 in Books
• Brand: Brand: McGraw-Hill Humanities/Social Sciences/Languages
• Published on: 2013-09-10
• Original language: English
• Number of items: 1
• Dimensions: 9.00" h x .60" w x 6.30" l, .0 pounds
• Binding: Paperback
• 384 pages

Features

• Used Book in Good Condition

About the Author
Conrad Phillip Kottak (A.B. Columbia, 1963; Ph.D. Columbia, 1966) is Professor and Chair of Anthropology at the University of Michigan, where he has taught since 1968.  In 1991 he was honored for his teaching by the University and the state of Michigan.  In 1992 he received an excellence in teaching award from the College of Literature, Sciences, and the Arts of the University of Michigan.  Professor Kottak has done fieldwork in cultural anthropology in Brazil (since 1962), Madagascar (since 1966), and the United States. In current research projects, Kottak and his colleagues have investigated the emergence of ecological awareness in Brazil, the social context of deforestation in Madagascar, and popular participation in economic development planning in northeastern Brazil.

Most helpful customer reviews

1 of 1 people found the following review helpful.
A mirror to Anthropology 102.
By optimo
I got this book for an 8 week course and the professor had us read the whole thing. It's not overly complicated as the reader can tell that Kottak does an adequate job of breaking down important anthropology lingo with definitions and examples. This book is exactly what the cover states, a concise introduction to anthropology. At the end of the semester I go away feeling like I learned a thing or two, for that five stars.

2 of 2 people found the following review helpful.
Simply Fantastic
By Dude
This textbook is a triumph for the teaching of Cultural Anthropology. Used the kindle edition for my ANTH 103 class at UIUC, and let me tell you, it was something else! I was expecting Anthropology to be boring, but this book really opened my eyes to what it means to be influenced by culture. This book changed how I look at the world. I recommend it to anybody and everybody.

0 of 0 people found the following review helpful.
Enjoyed using this text for Intro to Cultural Anthropology
By Andrew & Hana
Enjoyed using this text for Intro to Cultural Anthropology. Learned more than other intro Anthro classes, easy read, keeps you into the text.

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[Y904.Ebook] PDF Ebook The Book of Secret Wisdom: The Prophetic Record of Human Destiny and Evolution, by Zinovia Dushkova

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Beautiful and enlightening, The Book of Secret Wisdom brings unprecedented accessibility to the world's most ancient mysteries, revealing what awaits us all to inspire new meaning into our life.

Do you wonder about the causes of evil and the fate of humanity? Want to know your own mission in the universe? A long-hidden ancient text holds the answers you seek!

Zinovia Dushkova, Ph.D., is one of the few living people who gained access to the million-year-old manuscript widely known as the Book of Dzyan, which contains answers to humanity's most pressing questions. It was the source of every ancient religion, philosophy, and science. Now, for the first time ever, Dr. Dushkova has presented a never-before-seen excerpt from the world's oldest sacred text in The Book of Secret Wisdom.

In this book, you will discover:

• the ultimate goal and mission of human existence
• the cause of destructive weather, natural disasters, and global warming
• what long-awaited Great Event may happen in 2017
• what to expect in the coming decades
• how to become immortal and much, much more!

If you are a spiritual seeker who likes expanding the boundaries of your understanding, cultivating heart love and inspiration, and taking unforgettable inward journeys, then you will love The Book of Secret Wisdom.

Start reading The Book of Secret Wisdom today to discover your destiny!

The 2015 USA Best Book Awards Finalist (New Age Category)
The 2016 Next Generation Indie Book Awards Finalist (New Age Category)

• Sales Rank: #2151473 in Books
• Published on: 2015-10-12
• Original language: English
• Number of items: 1
• Dimensions: 9.02" h x .63" w x 5.98" l, 1.17 pounds
• Binding: Hardcover
• 270 pages

Review
"This interpretation, unlike the cryptic and intellectualized writings of Blavatsky, have been toned down and simplified to be more accessible to general readers. . . . It reads beautifully like a storybook, feels like a fable, and reveals valuable lessons of love for this lifetime."
-- Allyson Gracie, Wellness Specialist, Pilates & Yoga Instructor

"The Book of Secret Wisdom by Zinovia Dushkova is a prophetic account of both the spiritual and physical evolution of Man here on Earth. . . . The prominent concept here is to awaken humanity to the unmistakable, undeniable fact that it is our destiny to become beings that are able to love and to know what Love is."
-- New Age Journal

"For better appreciation of the ideas presented in this book, mostly belonging to Eastern philosophy and thought, the words used and their contextual meanings are included, and that is a great help. It puts the ultimate power to control human destiny in the hands of love."
-- Readers' Favorite

"All of Zinovia Dushkova's books are addressed to those who ponder the spiritual destiny of human beings and question their place in the evolutionary process. These are book reflections with no recipes, but they offer motivation for further meditation and self-knowledge, serving as a support along the path towards cognition of eternal values."
-- Tatiana Artemenko, Publisher of Zadruga (Ukraine)

"Right now, in this difficult but crucial time, the literary works of Zinovia Dushkova are extraordinarily important, carrying the light of great humanistic truths and of love, heartiness, and great tolerance with regard to each other -- the light that helps a human being to become a true human being."
-- S.E. Novosad, Psychologist, Member of the All-Russian Professional Psychotherapeutic League, Director of Psychological Center "Claritas" (Russia)

"The Book of Secret Wisdom by Zinovia Dushkova is a prophetic account of both the spiritual and physical evolution of Man here on Earth. . . . The prominent concept here is to awaken humanity to the unmistakable, undeniable fact that it is our destiny to become beings that are able to love and to know what Love is. We need to acknowledge the power of our hearts and listen less to the whispers in our head. How often has the mind led us astray? The heart can always be trusted to not only feel, but to know the Truth we are seeking." -- New Age Journal

From the Author
"Believe what is written throughout the pages of this book only as it resonates with your heart. And when you feel the words which are voiced here in the depths of your own soul, you may listen to yourself and trust what is said."
-- Zinovia Dushkova

From the Back Cover
Hidden away for long millennia, the world's most ancient sacred text reveals the past, present, and future of humanity

A million years ago, the Great Masters of Wisdom recorded a mysterious manuscript widely known as the Book of Dzyan -- a Tibetan name meaning the Book of Secret Wisdom. Written in a language unfamiliar to modern philology, called Senzar, this oldest book in the world has served as the source of every ancient religion, philosophy, and science.

The Masters stored it in the legendary realm of Shambhala, each century admitting only a few chosen ones to read some of its pages. Thus, in the 19th century, Madame Blavatsky was permitted to translate and publish nineteen stanzas from the Book of Dzyan in her highly influential masterwork, The Secret Doctrine.

Now a new excerpt, consisting of twelve stanzas and supplemented with exclusive material, is published in English for the first time. Reading through the pages of this work, you will be able to trace the whole course of the spiritual evolution of humanity and our Earth beyond Time and Space:

• understand the processes currently affecting our planet, which manifest daily in anomalous weather, global warming, and natural disasters around the world
• discover what was behind the famous prophecies of 1999 and 2012, as well as which Great Event in 2017 entirely depends upon the collective will of humanity
• peer into the near future that awaits us all within the next few decades and explore the magnificent distant times of Divine Humanity

With every new reading, more and more secrets will be revealed

Most helpful customer reviews

6 of 6 people found the following review helpful.
The Future in the Past
By Amazon Customer
“The Book of Secret Wisdom” is a glance at the Earth beyond Time, beyond Space, beyond Distance, conveying in simple phrases the past, present and future history of humanity. To be honest, my mind could not fully understand what was written, but the heart realized the whole Magnificent Mystery of Life on our planet and trembled in time with the words on the page.

When you read the stanzas from the Book of Dzyan, an amazing inner process takes place. You seem to experience the evolution of the planet; it goes on inside of you, and you watch as its state changes. Now pain, now joy, now acceleration of motion; then slowly, slowly, something binds you fast, and again a spiralling turn upwards, and then delight and Love! Everything is so Grand and so Simple!

“The Book of Secret Wisdom” expands the boundaries of our vision of the surrounding world. It affirms that the basis of all things is Love: without Love there is no Life. It teaches us to hear and understand the Voice of our Heart. We might also call this the doctrine of Blavatsky in simple words. For those who are searching, it is a field for reflection. The book provides an opportunity to properly assess the confrontation between darkness and Light, and it makes us take stock of how we can assist in shoring up the forces of Light. For me, this book is yet another opportunity to touch the secret pages of the history of our planet, from its origins to the future times.

8 of 9 people found the following review helpful.
All the great things are simple!
By Amazon Customer
All the great things are simple!

The ancient Book of Dzyan, keeping the secret of the origin and evolution of humanity, was encoded by the signs unfathomable to many minds. But the author of “The Book of Secret Wisdom” translated it in simple and understandable language even for a child — in the Language of Love. The book is permeated with such a love for the Earth and humanity that one has a feeling as if Love herself, having given life to the planet Earth, reveals her mysteries to us on the pages of this book.

I think “The Book of Secret Wisdom” should be in every home where people believe in the Power of Love.

4 of 4 people found the following review helpful.
Beautiful book that gives you an opportunity to soar up ...
By Amazon Customer
Having risen above everything (above the history of the creation of Continents, Races, and Nations, and above Life and Death), over a short period of time, one can behold the creative Power, transcending all the layers of Existence—the Power of the Supreme Love. One can trace the course of the development of Humanity, the Sacrifice of our higher Leadership, and the triumph of the Forces of Light.

Living an ordinary life, it is almost impossible to take in the whole chain of the evolution of the Earth and Humanity at a single glance, as if looking down from the Cosmos. It is difficult to evaluate the role of the Divine Beings in the creation of a God-man. This book gives you an opportunity to soar up and open your eyes. I have personally seen all of these things, and I seem to have found my place in this Process. When certain successes are achieved, it is best not to boast of them, but instead to go on into the ranks of the Last and continue the Path of Ascent. We must combine internal work (self-perfection) with external work (to bring light to people by one’s example of Love and loyalty to the Cause of Light). These may be lofty-sounding words for an ordinary person, but it can’t be helped—this is that kind of book.

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